Can Homeowners Insurance Cover Water Damage? – Sonora CA



Good morning everyone. I hope you’re enjoying the beautiful sunshine we’ve had the last few days. I know we have, I’ll call it, suffered, in California through a lot of rain and snow, which we desperately need, I know. But I wanted to just talk about insurance coverage for excess water and flood. We’ve had a lot of claims coming in because of the water. There’s just so much water. But I wanted to let everyone know that those claims in general are not covered. We have a specialized policy for flood insurance that is not covered on a normal homeowner’s policy. You have to buy a specific policy to cover excess water, which is called a flood policy, and it’s run by the National Flood through the federal government.
If you have any more questions about flood insurance in particular, please give our office a call. It does have a 30-day waiting period to get a flood policy, so you can’t wait until we get more rain, unfortunately, to look into a policy like that. So give us a call if you have had problems with that so we can make sure that you’re completely covered. Thanks, and have a great day.

Call Caldwell Insurance Services in Sonora CA at (209) 532-5102

We wish you Happy Holidays and a Great New Year! – Sonora CA



Hi, it’s Justin-

Candace Myers And Candace Myers.

Justin Myers
From Caldwell Insurance. As we end 2022 and Christmas and New Year’s being right around the corner, we just wanted to take this short time and share a message of thanks and wish all our clients and friends and family a Merry Christmas and a Happy New Year. We are very thankful for being able to provide the insurance services and expertise that you depend on us and our team for on a regular basis. And with that being said-

Candace Myers

Call Caldwell Insurance Services in Sonora CA at (209) 532-5102

An Intro To Caldwell Insurance Services – Sonora CA

At Caldwell Insurance Services, we believe you deserve top quality service… Period. That’s why we’re committed to giving you the best of us. We’ll always make sure you have the right coverage, the right discounts, and can take comfort in knowing the things that matter most to you are protected. We also believe in giving back! As Agents of Change in our community, we’re dedicated to helping others live well and thrive!

Call Caldwell Insurance Services in Sonora CA at (209) 532-5102